Offer a seamless customer experience and build customer loyalty

With the figo initiator your customers are able to make secure and easy bank transfers from within your interface.


Financial transactions are an important part of your business, but the need for online banking increases your bounce rate. So why shouldn’t the transactions happen directly within your offering? 

Integrate bank transfer functionality so your users don’t have to step away from your product.

Implement bank transfer features and benefit from the added value:

  • 1.The initiator enables your customers to make secure bank transfers from within your offering.
  • 2.The initiator can help to create seamless processes and enhance the user experience.
  • 3.The initiator assists in keeping users within your service and increases their loyalty.


White Label Technology

With figo you are always on top of your processes. Keep using your usual brand visualisations and corporate design according to your and your customers’ needs. We deliver the data you need and create secure online banking solutions within your offering.

Supported Account Types

The initiator supports current accounts from financial institutes in Germany and soon in more European countries.

  • Customer Journey

    1. Your customer wants to initiate a bank transfer straight out of your service. Therefor he logs in to your service and gives consent to data usage.
    2. In your service, your customer selects the third-party account from which he wants to make a transfer.
    3. This process is similar to what your customer is used to. Your customer authenticates the payment with the required authentication method.

Use Cases

These companies trust in the figo initiator:

Candis is an accounting software which works with artificial intelligence and takes on many tasks such as compiling documents, mapping and pre assigning of transactions and the ability to pay bills with just one click.
The initiator helps to execute the secure and timely payment of bills from within the software.
The SMACC software allows small and medium sized companies to fully digitize and automate their current accounts and all related financial processes.
The initiator takes care of enabling the safe direct bank transfers that make Cashlink such a breeze to use.

Security & Hosting

figo continuously optimises its security and compliance standards to ensure maximum protection of your customers’ data. We have comprehensive IT security and data protection concepts in place which are constantly monitored and managed by figo and qualified external protection officers.

Learn more


The figo initiator is available as Software as a Service in a shared or dedicated environment within secure data centers in Germany.

figo only hosts in data centers also used by German banks. Additional services such as Hardware Security Modules are available on demand.


Service Levels

If you need us, we are there for you. We offer you three service packages to suit your every need. Just talk to us for more details!
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figo aggregator

Want to integrate several financial sources into one advanced user experience? The aggregator is your go-to tool to integrate financial sources and get all the insights you need to build outstanding products.

figo tagger

Want to understand bank data at a glance? The tagger categorises transactions into a highly understandable language even non developers can understand.

figo verifier

Want to build seamless processes and provide contextual and relevant services at the exact right time? Use the verifier for instant bank data verifications or fully virtual user onboarding and create exciting processes for your customers.

Pricing & Contact

We believe in building the future of banking together with you. Our pricing reflects this with a fair usage-based pricing which decreases with higher volume.

We only charge for what you really get. High volumes get lower prices – guaranteed!

Contact us for more information and your non-committal, individual quote!

Your contact person

Head of Partnerships
Tel.: +49 40-228212710

We love startups and offer you a special startup program. Talk to us!